Nothing would delight us more than to help you buy your dream home. Home Loans from HSBC make it easier for you to move in as soon as possible without putting a strain on your wallet. Your dream home is closer than you think. Apply for a home loan today.
Home Loan Features & Benefits
Your dream home, a reality
Loan requirement - We offer you loans ranging from Rs. 5 lakhs upto Rs. 5 crore
Property types - We offer loans to Resident Indians and NRIs for ready property, self-construction and home improvement.
Loan tenure - Loans are available for tenures upto 25 years **.
Flexibility, savings... more!
Home Loan repayment options - Choose between fixed and floating rate home loans. You also have the option of switching from a floating rate home loan to a fixed rate home loan once a year at no extra cost. ***
No penalty option - You can opt to pre-pay up to 25% of your loan every year. Pre-payment is permitted after a minimum of 6 months following loan disbursal.
Exclusive Banking Privileges - Along with your Home Loan, you can avail of the benefits of an HSBC Advance* Account:
Free access to 23,500 VISA ATMs across India, with your HSBC Advance Platinum Debit Card+
Free cheque payable at par facility
Dedicated service desks and counters at HSBC branches in India
Financial planning services to help you plan your financial goals
For a Mortgage relationship where loan amount is Rs. 15 lakh or more with HSBC India.
The usage of the card is governed by applicable terms and conditions.
To qualify for a Home Loan from HSBC, the following criteria apply
a. | Net Income (Rs.) | 5, 00,000 p.a (salaried) 7, 50,000 p.a (self-employed) |
b. | Minimum Age (in years) | 21 |
c. | Maximum Age (in years) | 58 (salaried) 60 (Public limited/Government Employees) 65 (self employed) |
d. | Minimum Loan Amount (Rs.) | 500,000 |
e. | Maximum Loan Amount (Rs.) | 10,00,00,000* |
f. | Maximum Tenor (in years) | 25** |
0 comments:
Post a Comment